Your finances, finally clear.
Kova manages your personal and business books, finds tax write-offs, tracks your financial goals, and delivers personalized insights every week — so you always know exactly where you stand.
Built for how money actually works
Every feature is designed around one goal: giving you total clarity and control over your financial life.
Multi-Business Switching
Manage personal finances and multiple businesses from a single dashboard. Instantly switch context without logging out.
Your Personal Financial Expert
Your personal CFO. Weekly summaries, improvement tips, spending patterns, and proactive recommendations tailored to your industry.
Tax Write-Off Finder
Kova cross-references every transaction against industry-specific deductions. Never miss a legitimate write-off again.
Bank Sync + Statement Upload
Connect your accounts via Plaid for real-time sync, or upload CSV/PDF bank statements for instant transaction import.
Slack Integration
Weekly financial digests and daily accountability reminders delivered directly to your Slack workspace.
Financial Goal Tracking
Set savings targets, revenue goals, and expense budgets. Kova tracks your progress and refines your strategy week over week.
Savings Recommendations
Identify redundant subscriptions, overspend categories, and cost-cutting opportunities ranked by annual savings impact.
Disposable Income Analysis
Understand exactly how much you have after bills, taxes, and savings contributions — in real time.
P&L, Cash Flow & Reports
Professional financial reports on demand. Profit & Loss, cash flow, income vs expenses — all exportable.
Tax Breakdown
Estimated quarterly taxes, effective rates, and deduction summaries. Be prepared before your accountant calls.
Recurring Transactions
Set up recurring income and expenses once. Kova auto-logs them and flags when expected payments don't arrive.
Daily Reminders & Alerts
Budget alerts, overspending warnings, goal milestone celebrations — all configurable to your preferences.
Up and running in minutes
No accountant required. No spreadsheets. No confusion.
Connect your finances
Link your bank account via secure Plaid sync, or upload your bank statements as CSV or PDF. Kova imports and categorizes everything automatically.
Kova gets to work
Kova analyzes your transactions, identifies patterns, finds tax write-offs specific to your industry, and flags areas to improve.
Get smarter every week
Receive weekly insight reports via email and Slack. Daily reminders keep you accountable. Your financial picture gets sharper over time.
Your personal financial consultant, always on.
Kova doesn't just show you numbers — it tells you what they mean, what to do next, and holds you accountable week after week.
Your net profit increased 18% this week. Contractor spend is up 40% month-over-month — consider reviewing whether all contracts are still needed.
Home office deduction ($480), professional development ($320), and software subscriptions ($890) qualify as business deductions for your industry.
You're subscribed to 3 project management tools. Consolidating to one could save $2,160/year. Recommended: keep the one you use most.
Good morning! Here's your weekly financial digest for Acme Corp 📊
Daily check-in: You've spent $340 today. Your weekly dining budget is 78% used with 4 days remaining.
Milestone unlocked 🎉 You've hit your Q1 savings goal of $10,000 — 3 weeks ahead of schedule!
Accountability delivered to Slack
Kova meets you where your team already works. Get weekly financial digests and daily reminders without ever opening another app.
Trusted by people who take money seriously
From freelancers to multi-business owners — here's what Kova does for real people.
“I was juggling 4 LLCs and my personal finances in spreadsheets. Kova cleaned it all up in one place. The tax write-off finder alone has saved me over $14,000 this year.”
“I never knew where my money was going until Kova broke it down for me. The weekly reports in Slack keep me accountable without me having to think about it.”
“My accountant used to charge me $800/month just to do what Kova does automatically. The industry-specific insights are scary accurate for food & beverage.”
“Switching between my Shopify business and personal finances is seamless. The cost-cutting recommendations found $3,200/year in software I wasn't even using.”
“The disposable income analysis changed how I think about money. I finally have a clear picture of what I can spend vs. what I need to save. Game changer.”
“I upload my bank statement once a month and Kova does the rest. The quarterly tax estimates mean no more surprise bills. I actually sleep better now.”
Invest in your financial clarity
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For individuals just getting started
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For freelancers and self-employed
Pro
For small business owners
Elite
For serious operators and multi-business owners
All plans include 14-day free trial on paid tiers. No credit card required to start.
Your finances deserve better.
Join thousands of individuals and business owners who use Kova to take back control of their money.